About Advanced Time Segmentation®
Advanced Time Segmentation takes investment principles that were once exclusive to the ultra-wealthy and makes them accessible to everyone.
At its core, we match our client's assets to their income liabilities. Meaning we lay out a strategy that creates inflation-adjusted income and addresses risk by giving equities time to potentially grow untouched. This approach allocates assets into different time segments based on the period of time those assets are expected to generate income.
A Strategy-Driven Approach
Most retirees or soon to be retirees with accumulated assets are looking for stable income and a way to minimize their investment risks. They strive to build a portfolio of investments that can safely generate income for them for the rest of their lives.
By using a strategy-driven approach that utilizes time to mitigate risk, retirees can feel comfortable knowing their income is mapped out for a minimum of 15 years.
Lifetime Income
Segment 1
Fixed Income
Segment 2
Balanced
Segment 3
Long-Term Growth
Income & Growth
Lifetime Income
This Segment potentially provides investors with guaranteed* income for life and is suitable for conservative investors who believe they have a long life expectancy.
* Guarantees are subject to the claims paying ability of the issuing insurance company.
Fixed Income
This Segment is designed to be spent down over 5 to 7 years thus "buying time" for the Balanced Segment to potentially grow. This category is usually invested in safe, sometimes guaranteed*, investments.
Balanced
This Segment is a bridge between the Income Segment and Growth Segment. This Segment is designed to replenish the Fixed Income Segment resulting in additional time for your long-term investments to potentially grow.
Long-Term Growth
This Segment is designed for 15-25 years of growth. Since the other Segments have provided time, this Segment is designed to grow untouched for many years.
Income & Growth
This Segment is designed to provide both income and growth for the portfolio over the long-term. This category can include alternative investments. Income generated from this category may be used to supplement income required from the Lifetime Income and Fixed income Categories.